| Loan Amount ($)           | 35000                                                                  |
| Annual Interest Rate (%)  | 2.9                                                                    |
| Duration (Years)          | 5                                                                      |
| **Monthly Payment**       | ~~=round((r1c1/1200 * r0c1) / (1 - (1 + r1c1/1200)**(-r2c1*12)), 2)~~  |
| **Total Interest Paid**   | ~~=round((r3c1 * r2c1 * 12) - r0c1, 2)~~                               |
| **Total Cost**            | ~~=round(r0c1 + r4c1, 2)~~                                             |